Debt Collection : Recent High Court Case re demand letters

Cosgrove Gaynard Solicitors

GE Capital Woodchester Home Loans Ltd v. John Reade and Dympna Reade [2012] IEHC 363 (High Court, Laffoy J, 22 August 2012)

Debt Collection : Recent High Court Case re demand letters

GE Capital Woodchester Home Loans Ltd v. John Reade and Dympna Reade [2012] IEHC 363 (High Court, Laffoy J, 22 August 2012)

The High Court dismissed the claim by the Plaintiff, GE Capital Woodchester , on the grounds that it had failed to establish that it had properly demanded repayment of the principal sum. The Court held that the letters of demand issued by GE Capital did not demand repayment of the entire balance outstanding on the mortgage and instead Judge Laffoy held that the letter merely called in the arrears .

Whilst this case relates to possesssion proceedings, the  same issues apply to properly drafted demand letters in relation to debt collection cases. It highlights the importance of obtaining expert advice in this area

For advice on the above mentioned issue or for further advice on debt collection / litigation please contact Cosgrove Gaynard Solicitors on 01 234 0044 or by email : info@cgsolicitors.ie

All news
Irish Law Awards

Irish law awards 2019

Text Link
Have you suffered an injury onboard an airplane?

Cosgrove Gaynard Solicitors set out what your rights are if you have been injured in the course of air travel.

Text Link
ePrivacy Regulation

A further regulation called the ePrivacy Regulation is being proposed to come into effect next year to further protect privacy in regard to electronic communications.

Text Link
Landmark judgment for the treatment of social media data in German court - digital assets

Landmark case for the inheritance of social media pages and other digital assets.

Text Link